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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region and Sullivan County, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.

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female holding credit card machine will person taps their card for purchase
Which Purchases Should I Charge to My Credit Card?
There are some purchases that are best off being made on a credit card. You want to make sure you use your cards, but you don’t want to spend more than you can pay. Here are six purchases you want to charge to your credit card.Young receptionist smilingWhat to Do With Your First Paycheck
Check out our list of responsible things you do with your first paycheck. -
Woman making a purchase with her debit card
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Newly renovated kitchen4 Ways to Bring Your Dream Kitchen to Life
Give your kitchen a makeover, and you’ll almost feel like you’ve got a brand-new home. Here are 4 ways to bring your dream kitchen to life. -
kitchen remodel sketch
What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.arrows pointing in different directions with the words buy and rent on themOwning a Home vs. Renting
To determine if buying a home or renting one is the right choice for you, here are some factors for you to consider as you contemplate home ownership. -
Restaurant owners sitting at a table going over their finances
Why You Should Separate Your Personal and Business Finances
Small businesses should separate their personal and business finances - especially when it comes to banking.business man looking at plans on a desk5 Advantages to Starting Your Business with a Plan
Vital to your success, a business plan serves as the framework for your organization. -
Man sitting on living room floor holding dog.
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Flood water inside home5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family. -
Dog and cat playing together
Don't Fall Fur Pet Scams
The internet is full of pet scams targeting future pet owners and milking them for money once they’re already emotionally invested in their new pet.Young boy holding a phoneChild Cyber Security
Spear phishing and specific social engineering attacks toward children and students happen consistently. Follow these tips to keep your kids safe while they navigate their digital world.
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News & Events
HVCU staff and Marist staff standing in the Marist Red Fox Financial Branch
Marist University and HVCU Launch Marist Red Fox Financial
Marist Red Fox Financial in New York is a student-powered credit union that combines experiential learning with valuable financial services for the Marist University community.
Great Place To Work Certification Badge
Hudson Valley Credit Union Named A Great Place to Work
Hudson Valley Credit Union (HVCU) has officially been named a Great Place to Work (GPTW).
Boardroom table and chairs
Hudson Valley Credit Union 2023 Election Results
Hudson Valley Credit Union election results were announced at the Annual Members Meeting on June 26, 2023.